Identity-first national app

Meridian Super App Function Map

Meridian Montserrat is the unified app surface for sovereign identity, resident chat, daily payments, government services, Digital Company registration, credential storage, security recovery, and trusted on-chain financial infrastructure.

Real-name PeopleMID / DID verified identities anchor accounts, counterparties, and permissions.
Private ConversationsNormal resident chat is end-to-end encrypted and separated from audit records.
Auditable MoneyPayments, requests, receipts, refunds, and disputes are structured records.
Stateful ServicesGov and DC services always show status, next step, and responsible office.
Meridian Montserrat full super app function map

Core Module Map

Recommended primary navigation: Home / Chat / Pay / Services / ID

01

Home / 领境首页

Daily command center for identity status, balances, tasks, alerts, chats, and quick actions.

02

ID / 领境身份

MID, DID, verified status, credentials, QR verification, status control, recovery, and renewal.

03

Chat / 领境聊天

Real-name resident messaging with E2EE chat, in-chat Pay, Request, receipt cards, block and report.

04

Pay / 领境支付

P2P, QR, payment requests, USDM settlement, MRD native asset support, receipts, refunds, disputes.

05

Vault / 领境凭证库

Trusted archive for credentials, receipts, government files, DC certificates, offline credentials, proofs.

06

Gov / 领境政务

Official notices, applications, renewals, permits, fees, service status, and government receipts.

07

DC / 数字公司

Digital Company registration, MID-holder fast track, ownership records, e-signature, certificate, renewal.

08

Card / 领境卡

Physical card, NFC verification, offline credential, emergency proof, and counter verification.

09

Security / 领境安全

Passkeys, biometrics, device binding, MPC protection, trusted contacts, freeze, restore, monitoring.

10

Chain & Assets

Meridian Chain, MRD native asset, USDM stable settlement, MXCD future sovereign rail, audit proof.

11

Console / 机构工作台

Merchant, government, registrar, and compliance tools for requests, receipts, cases, notices, review.

12

Governance / 治理

Privacy boundary, audit rules, role permissions, restricted states, minimum disclosure, compliance exports.

13

Onboarding / 注册激活

Eligibility entry, passkey, MID verification, device binding, wallet activation, and recovery setup.

14

Activity / 通知动态

Unified timeline for payment requests, receipts, gov notices, DC tasks, security alerts, and renewal reminders.

Function Boards

Each image is a standalone feature direction board.

00

System Overview / 国家级功能地图

Explains Meridian as one connected national operating app rather than a wallet.

System mapIdentity firstNational app
System overview board
01

Home / 领境首页

Daily dashboard for identity, money, relationships, official tasks, and alerts.

StatusTasksQuick actions
Meridian Home board
02

ID / 领境身份

Sovereign identity surface for MID, DID, credentials, status, verification, and recovery.

MIDDIDVCQR
Meridian ID board
03

Chat / 领境聊天

Real-name resident chat with private messages and structured transfer records.

E2EEPayRequestReceipt
Meridian Chat board
04

Pay / 领境支付

Consumer-simple payments with identity verification, USDM settlement, and formal receipts.

USDMXCD displayQRReceipts
Meridian Pay board
05

Vault / 领境凭证库

Secure personal archive for credentials, receipts, official files, and DC documents.

CredentialsReceiptsProofs
Meridian Vault board
06

Gov / 领境政务

Official service entry for notices, applications, renewals, payments, and status tracking.

NoticesApplicationsFees
Meridian Gov board
07

DC / Digital Company / 数字公司

Transparent Digital Company registration and lifecycle for active MID holders.

MID fast trackCIPO/FSCCertificate
Digital Company board
08

Card / 领境卡

Physical, NFC, and offline credential touchpoint for real-world verification.

NFCOfflineCredential
Meridian Card board
09

Security / 领境安全

Passkeys, devices, recovery, protection, and risk controls for identity and assets.

PasskeyDeviceRecovery
Meridian Security board
10

Meridian Chain & Assets / 领境链与资产

Infrastructure for settlement, verification, MRD, USDM, MXCD, and audit proof.

MRDUSDMMXCDProof
Meridian Chain and asset family board
11

Merchant & Institution Console / 机构工作台

Operational layer for merchants, government offices, registrar, and compliance roles.

RequestsReceiptsCasesReview
Merchant and institution console board
12

Governance, Privacy & Audit / 治理、隐私与审计

Cross-system trust architecture separating private chat from auditable formal records.

Privacy boundaryRBACAudit
Governance privacy audit board
13

Onboarding & Activation / 注册与激活

The first-use path that turns an eligible or approved person into an active Meridian user.

PasskeyMID checkDeviceRecovery
Meridian onboarding and activation board
14

Notifications & Activity / 通知与动态

A unified timeline for cross-module events, tasks, receipts, notices, and security alerts.

TasksReceiptsGovSecurity
Meridian notifications and activity board
15

Role & Journey Matrix / 角色与使用路径

Shows how one Meridian system serves residents, digital residents, DC founders, merchants, government, and auditors.

RolesPermissionsJourneys
Meridian role and journey matrix board
16

Functional Rollout Roadmap / 功能落地路线图

Turns the super-app map into a staged build sequence from resident habit to sovereign network.

V1V2V3V4
Meridian functional rollout roadmap board

Phase Logic

Build adoption first, then deepen institutional value.

V1 · Resident Habit

Home, ID, Pay, Chat, receipt Vault, basic Security, onboarding, activity, and a small Services entry. The goal is daily real-name payment chat.

V2 · Official Services

Gov catalogue, DC application, merchant requests, richer Vault, offline credential, richer official notifications, and status-driven service flows.

V3 · Digital Economy

MRD / USDM / MXCD maturity, institution consoles, expanded DC lifecycle, advanced compliance, and audit infrastructure.

V4 · Sovereign Network

Cross-jurisdiction Meridian pattern, API ecosystem, banking/payment partner integrations, sovereign rail expansion, and multi-country app variants.